Opportunity awaits with this versatile home, offered at its APPRAISED VALUE and located in Flood Zone X where flood insurance is NOT required! Several major updates are already in place, including a durable metal roof, maintained HVAC system, new windows, and updated flooring throughout the main living areas. The home offers plenty of potential for a buyer ready to add their own finishing touches with fresh paint and some repairs. An added bonus is the studio apartment with its own private entrance, providing flexible space for guests, extended family, a home office, or additional living space. With many of the big-ticket improvements already completed, this property is ready for someone to bring their vision and make it their own!