***ASSUMABLE VA LOAN 3.75%*** Welcome home to this charming 3-bedroom, 2-bathroom residence offering comfort, functionality, and the freedom of NO HOA! This inviting home features a desirable split-bedroom floor plan, a spacious living area, and a 2-car garage. Enjoy Florida living year-round from the screened and covered patio overlooking a fully fenced backyard—perfect for entertaining, pets, or simply relaxing in your own private outdoor retreat. Whether you're a first-time homebuyer, downsizing, or looking for a smart investment, this home offers the ideal combination of convenience and value. Located in the heart of Winter Park with easy access to shopping, dining, parks, major highways, and top-rated schools, this is an opportunity you won't want to miss!