Lock in a rate buyers are chasing right now: this Madison home comes with an assumable FHA loan at 3.5% (buyer to verify with lender). Tucked away on a quiet cul-de-sac, the 1989-built home sits on a generous .4-acre lot with beautiful curb appeal & an established yard ready to enjoy. A side-entry driveway keeps the front welcoming. Inside, 3 bedrooms and 1.75 baths bring character, with some improvements already made. The standout: a spacious downstairs bonus area - use it as a family room, office, or convert it into a private owner's suite with access to a 4th bathroom. Space, character, & a rate you can't get anywhere else. Selling AS-IS. Schedule your showing today