PAYMENT SAVINGS OPPORTUNITY WITH A 3.99% ASSUMABLE FHA LOAN Qualified buyers may be eligible to assume the seller’s existing FHA mortgage at a 3.99% interest rate, potentially providing a lower monthly principal and interest payment than the builder’s current financing once its temporary buydown increases to 4.99% after two years. Rather than watching a promotional rate rise, the qualifying buyer could retain the 3.99% rate for the remaining loan term. Assumption is subject to buyer qualification and loan servicer approval. Welcome to 12813 Patriot Way, a beautifully maintained 3 bedroom, 2 bath home in the Spanish Fort and Daphne area. This move in ready home features thoughtful upgrades throughout, including a recently added dedicated bonus room offering heated and cooled additional living space with new vinyl plank flooring. Ideal for a home office, pet room, hobby space, or flex room, this addition adds versatility while increasing the home’s usable square footage. Additional interior upgrades include added shelving and hardwood hanging rods in the closets and pantry for enhanced storage and organization. Additional features include a fenced backyard, new ceiling fans and blinds throughout the home, and a FORTIFIED Gold roof that may provide improved durability and potential insurance savings. Conveniently located near shopping, grocery stores, restaurants, medical facilities, and with quick access to I 10 for easy travel to South Baldwin County, Florida, and Mobile, this home offers both comfort and convenience in an excellent location. Buyer to verify all information during due diligence.