Rare one-story lakefront home in West Kendall with No HOA! Welcome to this beautifully maintained one-story home, built in 2003 and lovingly cared for by its original owner. Offering 4 bedrooms and 3 baths with a bright, open layout, this property sits directly on the lake with a spacious covered terrace, the perfect spot to relax and take in the water views, with plenty of room to add a pool. What makes this home truly special is its flexible floor plan. Two bedrooms and a full bath are set apart with a private entrance, functioning as a self-contained 2/1 suite with its own dedicated A/C unit, ideal for rental income, an in-law suite, or multigenerational living. Prefer the original single-family layout? It converts back effortlessly by simply removing one hallway door. The full 2-car garage remains intact and unconverted, with the option to convert it down the road if you choose. Enjoy true lakefront living: kayak and fish right from your backyard (non-gas engine only). There's even extra side space for a small boat or trailer. With no HOA and a location close to shopping, dining, schools, and major roadways, this is one of the very few one-story homes available in the neighborhood. Priced under market value for a quick sale. Opportunities like this don't last. Schedule your showing today!