Location and environment:
House located in ST SULPICE ET CAMEYRAC, calm and verdant environment east of BORDEAUX. 22 km from BORDEAUX (25-30 min), quick access to the ring road and A89 towards the metropolis, ST JEAN station and MÉRIGNAC airport. Close to CAMEYRAC Golf and YVRAC Aerodrome. ARCACHON Basin 1h-1h15 away. Easy access to Libournais and vineyards (ST ÉMILION). Ideal location for a peaceful and connected primary residence.
Brief description: Detached house from 1988/89, renovated in 2020, mains sewage to standards. Located at the end of a private driveway bordered by hedging, hidden from the road. 133.74 m² of living space on ground floor: 1°- Living room 37 m² with fireplace, fitted kitchen 9.63 m², 3 bedrooms (16.5 m², 9.9 m² and 8.13 m²), bathroom (4.65 m²), WC (1.93 m²), hallways (9.59 m²), office (2.5 m²), laundry room (14.54 m²). 2°- Bedroom (13.23 m²) with ensuite bathroom/WC (3.6 m²) rented furnished as a charming guest room on a nightly basis. Outbuilding: Chalet. Exterior: Covered terrace, swimming pool (7.40m x 3.70m, depth 0.80m to 1.80m) with electric safety shutter.
Energy Performance Certificate: C/127 – Greenhouse Gas: A/5. Annual energy costs: €1,590 to €2,200.
Risks and pollution: www.georisques.gouv.fr.
Sale conditions:
1° Occupation: Lifetime right of use and residence (70-year-old man).
2° Market value: €470,000 (inclusive).
3° Sale price: €250,000 (inclusive).
4° Lump sum: €95,000 (inclusive).
5° Monthly payment/duration: €740/month (maximum duration: 18 years).
6° Indexation: According to annual variations of the IRL.
7° Early release: +30% on the current monthly payment.
8° Charges/works: Seller retains lifetime right of residence (tenant responsible for routine charges and repairs).
9° Property tax: Buyer's responsibility excluding waste management tax (€1,491 in 2025).
10° Guarantees: Seller's privilege and resolutory clause.
11° Notary fees: ~€20,900 (calculated on sale price of €255,000).
12° Observations: House completely renovated in 2020.
Expert's opinion: Occupied term sale (VIAFIX® Formula from 1983) allowing acquisition without loan or bank interest. Lump sum payment then installments over fixed duration (18 years), indexed to the IRL. The buyer benefits from a price reduction of €220,000 (-46.8% / free market value). This saving corresponds to the occupation retained by the seller, equivalent to advance rent paid: net of charges, net of taxation, without management or risk of non-payment.
Lump sum €95,000. Fees to be paid by the seller. Energy class C, Climate class A. Estimated amount of annual energy expenditure for standard use: between €1,590.00 and €2,200.00 for the years 2021, 2022, and 2023 (including subscriptions). Information on the risks to which this property is exposed is available on the Georisques website: georisques.gouv.fr.