No HOA. Private half-acre. Updated and move-in ready, with possible $0-down USDA financing. If you are tired of monthly fees and tight subdivision lots, start here. Tucked away for real privacy on a level, wooded 0.55-acre lot in Temple, this beautifully refreshed single-level ranch offers easy, one-level living with nothing left to do but move in. Inside you will find refinished hardwood floors throughout, 3 bedrooms, 2 full baths, a cozy wood-burning stove, and an updated kitchen with stainless appliances. Built to last and priced to move: a durable metal roof, a brand-new driveway and walkway. Step outside to a covered front porch and a huge covered back porch, the perfect spot for morning coffee, weekend cookouts, or simply enjoying the quiet, private surroundings. A dedicated storage building gives you room for tools, toys, or a workshop, no garage needed. Zoned for Union Elementary, Scoggins Middle, and South Paulding High, with easy access to Carrollton, Douglasville, and I-20. Private, polished, and completely move-in ready, all with the freedom of no HOA. Ask about $0-down USDA eligibility and schedule your showing today.