Location and environment:
This house is located in TAVACO, a rural and preserved municipality at the Gates of AJACCIO (airport and beaches 15 min away, city center 20 min away). Ideally located in a peaceful setting, in a cul-de-sac with no overlooking or nuisances, it offers a peaceful living environment while remaining close to essential shops and transport infrastructure. The property benefits from a wooded and hilly environment, offering a completely clear view of the mountain range.
Designation and description:
Beautiful 4-room single-story house built in 1982 with a living area of 92.00 m² set in the heart of a closed and tree-lined plot of 1132 m². It comprises: 1°- A bright living room of 24.80 m² extended by a kitchen of 12.50 m². 2°- A hallway serving 3 bedrooms (two of 12.45 m² and one of 13.05 m²) and a bathroom with toilet of 6.60 m². 3°- Great attic potential of 60.00 m² offering still beautiful volumes to invest in. 4°- Annexes: A garage of 17.00 m² and a very large masonry workshop of 84.00 m² on the ground (convertible into apartments). 5°- Garden: This house and its annexes are built on a magnificent closed plot of 1,132 m² decorated with fruit trees in exclusive enjoyment. Comfort elements: Wood heating, reversible air conditioning in the bedrooms, double glazing and connection to the main sewer.
Legal information:
Energy Performance Certificate: C – Greenhouse Gas: A (2021 version). Annual energy expenditure: between 810 € and 1,130 € (Indexed prices). Information on risks is available on the Geohazards website: www.georisques.gouv.fr.
Terms of this occupied life annuity sale:
Occupied life annuity with right of use and habitation for the benefit of a couple, the man aged 84 years and his wife aged 78 years (The right granted is a personal right of use and habitation that does not allow rental of the property in case of permanent departure). Market value of the property: 620,000 € including fees (Sale price if this house were sold unoccupied, agency fees included). Sale price: 333,000 € "agency fees included, or 7%". 1°- Lump sum: 333,000 € paid in full including fees (Agency fees included). 2°- Life annuity: 0 € / month (Sale paid 100% by lump sum payment, without any annuity). Increase in annuity in case of early permanent release: Not communicated. Standard guarantees: Vendor's lien + Cancellation clause. Notary fees: According to the official scale, calculated by the seller's notary on the sale price. Property tax: 2,150 € to be paid by the buyer (The household waste tax is reimbursed by the occupant).
EXPERT'S OPINION: You benefit from a reduction in the purchase price of 290,000 €, considered as rent paid in advance by the sellers, net of charges and local taxes, representing a reduction in the sale price of approximately 46.8% without any management or non-payment concerns (Our guide for the investor in occupied life annuity without annuity is at your disposal).