**USDA Eligible- 100% Financing- 0 Down Payment** Welcome home to this charming 3-bedroom, 2-bath home nestled in a quiet cul-de-sac! Designed for easy living, this one-level floor plan offers comfort, convenience, and affordability-perfect for first-time homebuyers. Step inside to find durable vinyl flooring throughout the main living areas, creating a modern look that's both stylish and low maintenance. The kitchen features stainless steel appliances and plenty of cabinet space, making meal prep and entertaining a breeze. The spacious primary suite includes a private bath, while two additional bedrooms provide flexibility for guests, a home office, or a growing family. Outside, you'll love the fully fenced backyard-ideal for pets, playtime, gardening, or relaxing evenings outdoors. A one-car garage adds extra storage and convenience, and the home's cul-de-sac location offers reduced traffic and a welcoming neighborhood feel. If you're looking for an affordable, move-in-ready home with great features and room to grow, this one is a must-see! **$5K SELLER CONCESSION** that can be used towards the buyer's closing cost, rate buy down or new roof.