Waterfront living with a financial edge most buyers only dream about — this 3-bedroom, 2-bath condo comes with an assumable VA loan at just 4.125%, a rare opportunity in today's market. Add a deeded boat slip and you're already ahead of every comparable listing on the water. The unit itself has been updated from top to bottom and ready for its next owenr. Hardwood floors run throughout, both bathrooms were fully remodeled in 2024, and the balcony door was replaced in 2023. Major capital items — roof, siding, and skylights — were all replaced in 2020, so you're not inheriting any deferred maintenance here. The open layout feels bright and spacious, and the private balcony is the perfect spot to enjoy your morning coffee while watching boats head out toward the Bay. The gated community delivers resort-style amenities: dock, clubhouse, exercise room, pool, and RV storage. Water, sewer, trash, and ground maintenance are all covered in the condo fee — low-maintenance waterfront living at its best. Just 7 minutes to Langley AFB, with easy access to the VA Medical Center, Buckroe Beach, Fort Monroe, shopping, dining, and interstate connections. Whether you're a boater, or ready to lock in a below-market rate, or just done with yard work — this one delivers.