Welcome to this beautifully maintained home tucked away on a quiet cul-de-sac in one of Live Oak's desirable neighborhoods! Offering 3 bedrooms plus a spacious office that can easily serve as a 4th bedroom, this home provides the flexibility today's buyers are looking for. The open-concept layout is highlighted by beautiful stone and tile flooring throughout the living room, dining area, kitchen, and family room, creating a warm and inviting space for everyday living and entertaining. The well-designed kitchen features stone countertops, abundant cabinetry, a pantry, and center island The spacious primary suite offers a walk-in closet, double vanity and plenty of room. Conveniently located just minutes from Highway 99 for an easy commute to Chico or Sacramento and within walking distance to Pennington Ranch Park, this home truly offers the perfect combination of comfort, convenience, and location. Located in a USDA Eligible area, offering qualified buyers the potential for 100% financing with no down payment!( Buyer subject to USDA lender approval) Don't miss this opportunity to make it yours!