Value-focused lakefront living on Secord Lake with 75 feet of waterfront, with an added sandy beach area, two permanent boat docks, and custom large-rock retaining walls. The waterfront improvements create a defined terraced transition to the shoreline, and provide established space for relaxing near the water and keeping boats at the property as the lake returns. Secord Lake's refill is currently planned for April 2027; timing remains subject to change. This well maintained ranch offers 1, 987 square feet of finished, above-grade living space, all on one level. The four bedrooms provide room for full-time residents, overnight guests, and a potential for a home office or hobby space. Two full bathrooms and a single half bathroom add practical flexibility, while the main-floor primary bedroom, primary bathroom and first-floor laundry keep everyday living conveniently arranged without interior stairs. The spacious living area provides room for gathering and includes a fireplace, lake views and warm wood-clad walls and ceilings. Separate dining and great-room areas expand the usable living space for meals, entertaining and time with guests. The property's listed appliances include a range/oven, dishwasher, refrigerator, washer and dryer, as well as an owned water softener. Recent improvements include new windows installed in 2023 and a new well pump installed in 2025. Additional comfort features include natural-gas forced-air heat, central air conditioning, ceiling fans and an electric water heater. A two-car garage with electrical service provides covered parking, storage and room for lake equipment. Exterior features also include vinyl siding and trim, porch and patio areas, and owned fencing. The approximately 0.32-acre lot offers a manageable amount of outdoor space while preserving direct access to the waterfront. Located in Secord Township just off M-30, the property provides convenient access to both Gladwin and West Branch. Its combination of one-level living, four bedrooms, 2 ½ bathrooms, substantial finis