Sale of bare ownership of a lovely house in CIVRAY (86)

€99,000

Civray

AVAILABLE

House for sale in Civray, 93 m²

Civray

€99,000

4Bed
93
Type: House

Description

❤️ WHAT IF YOU BOUGHT TODAY THE HOUSE YOU'LL LOVE TOMORROW?
🌳 A BEAUTIFUL INVESTMENT OPPORTUNITY IN THE HEART OF POITOU
Do you dream of owning, eventually, a peaceful house in a dynamic and pleasant small town in Poitou?
What if you could start building this wealth today, without having to pay any annuity?
Welcome to Civray (86400), in this lovely house built in 1963, in stone and concrete, located at the end of a small alley, in a particularly peaceful environment.
🏡 THE PRINCIPLE: BUY TODAY... TO ENJOY IT TOMORROW
This is a bare ownership sale.
The seller, aged 77, retains his right of use and habitation: you will only be able to occupy the house after his death.
In return, you become the bare owner starting today and gradually build real estate wealth without having to manage tenants.
And most importantly:
NO ANNUITY TO PAY.
NO PROPERTY TAX FOR YOU TO BEAR.
This is precisely one of the advantages of this formula compared to a life annuity: you invest in real estate without monthly payments and without property tax during the seller's occupancy period.
❤️ A HOUSE THAT HAS BEEN WELL MAINTAINED... AND HAS PLENTY OF SPACE!
On a plot of 890 m², this house offers particularly generous volumes.
On the ground floor:
• 4 bedrooms
• a kitchen
• a bathroom
• a WC
• a living room opening onto an 8 m² balcony overlooking the garden
And beneath the house...
80 m² of basement!
Including notably:
🚗 a garage of approximately 38 m², allowing for two cars to be parked
🔧 a workshop of approximately 20 m²
🧺 a heated laundry room of 18 m², with window
🔥 a recent wood stove
💧 a 200-liter water heater
The garage benefits from an opening with a motorized roller shutter with remote control.
Outside, the 3.50 m aluminum gate also opens by remote control.
And as if that weren't enough, a carport allows for two more vehicles to be parked.
🚗 Up to 4 cars under cover!
🔨 A HOUSE THAT HAS NOT BEEN NEGLECTED
The house has been carefully renovated over the years.
You will find notably:
✔️ double-glazed PVC windows
✔️ electric roller shutters
✔️ high-end Atlantic inertia radiators with presence detectors
✔️ recent wood stove
✔️ treated traditional timber frame
✔️ collective sewerage system with conformity certificate established in February 2026
The roof will not require work related to the frame, as it has been treated.
In front of the house, a paved terrace also allows you to enjoy sunny days.
🌿 CIVRAY: THE CHARM OF A SMALL TOWN THAT'S MOVING
Just 5 minutes on foot from the town center, you benefit from a peaceful environment while remaining close to shops and services.
Civray is a dynamic municipality, located approximately 8 km east of the N10 and 55 km south of Poitiers.
The municipality has notably 8 educational establishments on its territory.
It has also recently obtained the France Santé label, a recognition that illustrates the municipality's commitment to maintaining and developing its service offerings to the population.
💎 WEALTH FOR TOMORROW
The current estimated market value of the house is approximately 140,000 €.
The interest in this acquisition is therefore not to seek immediate returns.
It's a different logic:
buy today a piece of real estate of which you will become full owner eventually, in a pleasant area, without monthly payments and with particular tax treatment linked to the bare ownership structure.
A house with 890 m² of land, 4 bedrooms, 80 m² of basement, several parking possibilities, just minutes on foot from the town center...
❤️ Sometimes, the best investments are those that take time to mature.
What if this house was precisely your investment project for tomorrow?

Legal Information

Fees to be paid by the seller. Energy class D, Climate class B Estimated amount of annual energy expenditure for standard use: between 1710.00 € and 2360.00 € for the years 2021, 2022, and 2023 (including subscriptions). Information on the risks to which this property is exposed is available on the Geohazards website: georisques.gouv.fr.

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Climate Information

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Energy Information

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