Tucked along the banks of the Yampa River in the sought-after Dream Island community, this oversized 3-bedroom, 2-bath home offers a rare blend of space, setting, and lifestyle in the heart of Downtown Steamboat Springs. Sold unfurnished and thoughtfully updated, the home features newer roof and siding (approximately 8 years old), a brand-new pellet stove paired with forced air heat, in-unit washer and dryer, and a new sliding glass door that opens to your private outdoor retreat. Step outside and the magic really begins. Enjoy a fully fenced yard, a generous riverside deck perfect for entertaining, a storage shed, and a beautiful mature evergreen that adds both shade and charm. Imagine floating down the Yampa from the Walton Creek put-in and stepping right into your own backyard for a sunset barbecue. Dream Island is a pet-friendly park, welcoming your canine companions, and the monthly lot rent of $1, 356 includes trash, snow removal, and two dedicated parking spaces. Financing may be possible, as the current owner holds a mortgage on the home. All this just moments from downtown amenities, dining, and recreation—offered at an attractive entry level price! Buyers must apply and be approved by Dream Island management prior to offer acceptance.