OCCUPIED LIFE ESTATE ON 2 LIVES: 81 years old (M) and 84 years old (F) - OCCUPANCY DISCOUNT OF 49%
In Saint-Pierre-du-Mont (40280), discover a patrimonial opportunity in an occupied life estate on 2 lives with this traditional architect-designed single-story house of approximately 117 m² of living space + garage, built in 1982, with shared swimming pool, within a sought-after and green residential environment.
A particularly attractive patrimonial investment strategy:
• Property value: €320,000
• Occupancy discount: 49% on the market value of the property
• Lump sum payment: €35,600 including taxes
• Monthly annuity: €1,165
• Occupation retained by sellers
• Occupied life estate on 2 lives: Man 81 years old and Woman 84 years old
• The life estate will become free upon liberation of the usufruct rights with a 10% annuity increase
• Statistical life expectancy: 11.6 years
The occupied life estate allows you to acquire a property with a particularly significant occupancy discount, while building real estate equity under optimized financial conditions. A solution particularly sought after by investors wishing to prepare for the future, diversify their assets, and limit immediate acquisition costs.
This property with distinctive architectural style offers beautiful volumes and a warm atmosphere with its exposed beams, bright reception areas, and functional layout. The main living room notably benefits from a beautiful fireplace, adding charm and conviviality to the whole.
The house comprises notably:
• A warm living room
• A dining room
• A fitted and equipped independent kitchen with access to the dining room
• Three bedrooms
• An office
• A library
• A bathroom with walk-in shower
• A large garage offering valuable parking and storage space
All set on a wooded plot of more than 650m² of garden offering a pleasant living environment.
The property also benefits from access to a shared swimming pool managed as part of a Free Syndical Association (ASL), with an annual participation of approximately €130 including maintenance, opening, and pool access from June to September.
A sector with strong appreciation potential:
The future opening of the LGV Bordeaux-Dax high-speed rail line and the new Mont-de-Marsan station, scheduled from 2032 onwards, should allow reaching Bordeaux in approximately 55 minutes and Paris in approximately 3 hours 15 minutes. A major development that should strengthen the economic, residential, and patrimonial attractiveness of the Mont-de-Marsan area in the coming years.
Saint-Pierre-du-Mont already benefits from a particularly sought-after environment thanks to its immediate proximity to Mont-de-Marsan, its commercial zones, infrastructures, and employment centers.
Do you wish to develop your real estate portfolio with a secured and discounted investment strategy?
Contact Stéphane right now to obtain the complete file, detailed terms of the life estate, and organize a personalized discussion on this patrimonial opportunity.
Virtual tour available upon request.
Lump sum payment €35,600. Fees included to be paid by the purchaser. Lump sum payment excluding fees €10,000. Energy class D, Climate class B Estimated average amount of annual energy expenditure for standard use, based on energy prices from 2021: between €2,040.00 and €2,790.00. Information on the risks to which this property is exposed is available on the Georisques website: georisques.gouv.fr.