No HOA. No deed restrictions. No flood zone. 5022 20th Street Court East is a 3-bedroom, 2-bath single-story home in the Oneco Gardens neighborhood of Bradenton, Florida, offering 1, 427 square feet of living space on a spacious lot with an attached two-car garage, boat or Rv parking, a metal roof, and public water and sewer. This property delivers the freedom, space, and flexibility that buyers in today's market consistently say they cannot find. The open-concept floor plan is anchored by cathedral ceilings that lift the living spaces and fill the home with natural light throughout the day. The split-bedroom layout separates the primary suite from the two secondary bedrooms, providing the privacy that owners and guests both appreciate. Tile flooring runs throughout the main living areas, clean and easy to maintain year-round. The kitchen features ample cabinetry, generous counter space, and included appliances, opening naturally to the living and dining areas. Sliding glass doors connect the interior to the backyard, extending the living space outdoors. The 9, 601-square-foot lot is one of this home's most compelling features. With no HOA and no deed restrictions, the property accommodates a wide range of uses including outdoor living, gardening, and storage of recreational vehicles or watercraft, subject to applicable local regulations. The lot provides the kind of space and flexibility that is increasingly rare in established Bradenton neighborhoods at this price point. The fully replaced metal roof is a meaningful long-term value asset. The home is connected to public water and sewer, sits in Flood Zone X, which is outside a Special Flood Hazard Area, and carries no monthly HOA fees. The location in Bradenton's Oneco Gardens area puts residents close to shopping, restaurants, medical facilities, parks, and downtown Bradenton. Anna Maria Island, Holmes Beach, Bradenton Beach, Coquina Beach, Longboat Key, and Siesta Key are all within a short drive west. Sarasota, Lakewood Ranch, St. Petersburg, and Tampa are easily accessible, with SRQ Airport and Tampa International Airport both within reach for frequent travelers. Oneco Gardens · 5022 20th Street Court East · Bradenton FL 34203 · Manatee County